Capital to drive your business forward

Get same-day funding for small to medium size businesses with less-than-perfect credit. Pre-qualify for our lowest rate in 2 minutes.

Learn about our

Funding options

Business Acquisitions

Ready to take over an established business? Prime Stone Funding NY business acquisition financing offers flexible terms and down payments—as low as 10%.

Merchant cash advance

Need cash fast without jumping through hoops? A merchant cash advance uses projected sales figures to get you the funds you need—now.

A business line of credit

Borrow what you need, when you need it. A business line of credit keeps funds accessible at your fingertips—and you’ll only pay interest on what you use.

Term Financing

Perfect for long-term projects or larger investments, term loans provide a lump sum with predictable monthly payments.

Questions? Answers.

Yes, we understand that past financial difficulties can happen, and we’re here to look at the bigger picture. Our team evaluates more than just your credit score, so bankruptcy isn’t necessarily a deal-breaker.

Collateral is an asset that you pledge to secure your financing. It could be property, equipment, or other valuable assets. Collateral is not always required, but it may help you qualify for better terms.

A personal guarantee is a promise that you’ll personally repay the funds if your business can’t. It’s common in small business financing and can help strengthen your application

Not necessarily. While a business plan can be helpful, we don’t require one for all funding options. Our goal is to understand your business’s needs and get you the funding that fits best.

Each option type has its own criteria, but generally, we look at factors like time in business, monthly revenue, and credit history. If you’re making over $30K a month and have been in business for at least a year, there’s a good chance we can help.